Card Rewards Simulator
This is a demo of Prism's card selection algorithm. We're slowly adding more cards, don't have yours? email harry@useprism.xyz and we'll add it. Although the card isn't out yet, we hope this gives you a good idea of what we're working on; if we got it wrong, let us know at the same email.
Select Your Cards
Chase Sapphire Preferred
VISA
Rewards:
- 5x points on Travel (Requires Chase Travel)
- 3x points on Dining
- 3x points on Select Streaming Services
- 3x points on Online Groceries (Virtual only)
- 2x points on Other Travel Purchases
- 5x points on Peloton (Requires Peloton)
- 1x points on All Other Purchases
Chase Sapphire Reserve
VISA
Rewards:
- 10x points on Hotels & Car Rentals (Requires Chase Travel)
- 5x points on Flights (Requires Chase Travel)
- 10x points on Chase Dining (Requires Chase Dining)
- 3x points on Other Travel & Dining
- 10x points on Peloton (Requires Peloton)
- 1x points on All Other Purchases
Citi Rewards+ Card
MASTERCARD
Rewards:
- 2x points on Supermarkets & Gas Stations
- 1x points on All Other Purchases
Blue Cash Preferred
AMEX
Rewards:
- 3% cashback on Gas Stations
- 6% cashback on Groceries
- 6% cashback on Streaming Services (Virtual only)
- 3% cashback on Transit
- 1% cashback on All Other Purchases
Gold
AMEX
Rewards:
- 4x points on Restraunts
- 4x points on Groceries
- 3x points on Flights
- 1x points on All Other Purchases
Discover it
DISCOVER
Rewards:
- 5% cashback on Restaurants
- 5% cashback on Home Improvement Stores
- 5% cashback on Select Streaming Services
- 1% cashback on All Other Purchases
Capital One Venture X
VISA
Rewards:
- 10x points on Hotels & Rental Cars (Requires Capital One Travel)
- 5x points on Flights & Vacation Rentals (Requires Capital One Travel)
- 2x points on All Other Purchases
Create a Sample Transaction
Quick Examples
Scroll to see more examples
Transaction Details
MCC codes are used by card networks to categorize merchants
Max 32 characters (e.g., Walmart, Amazon, Starbucks)
Enter the transaction amount in USD
Some rewards are only available for online purchases
Simulation Settings
Select your preferred reward type
If checked, the algorithm will try alternative reward types when the preferred type isn't available
The algorithm version used for simulation
v0-improved-bb
Improved algorithm with support for multiple cards. Compares rewards across all selected cards to find the optimal choice based on preference. If no rewards of the preferred type are available, it will try to find an alternative reward type when fallback is enabled.